Tailored Kasi Insurance

We know your hustle, take the stress away—ensuring your business stays protected when disaster strikes.

Kasi-Sure, which will be underwritten by Renasa, in collaboration with Tsoga Afrika Insurance Brokers (Tsoga), proposes a unique insurance solution tailored to individual retailers and larger associations. This initiative aims to bolster economic resilience and stability within this vital sector. With over 150,000 spaza retailers in South Africa, and an estimated market size of R178 billion, the insurance solution is financially viable and offers significant growth opportunities.

Micro-enterprises like spaza stores, liquor stores, childcare businesses, street vendors, healers, and micro-manufacturers collectively make up around 75% of all micro-enterprises in South African townships. Tsoga Afrika is therefore excited at how this initiative will change the space and empower retailers with tools to ensure their long-term viability.

The township retail sector plays an integral role in South Africa’s informal economy, providing essential goods and services to millions of people across urban and rural areas. Spaza shops, liquor stores, beauty salons, and other micro-enterprises represent the backbone of local economies, offering employment opportunities, supporting household incomes, and fostering community development. Supporting this sector is not just an investment in business growth but also in social and economic sustainability. By addressing the protection of these micro-enterprises, we aim to create long-term, positive economic ripple effects across entire communities.